Tuesday, January 20, 2009

Steppin’ Out 2; Person A

Dave, Crown Ministries has a version called "Urban Crown Ministries" which is designed to appeal to urban blacks. It was produced in conjunction with the Urban League, a fine-old civil rights organization. As I reviewed it, it would appeal to middle class and wealthy blacks, who are the foundation of the Urban League.

My opinion of both Crown and Dave Ramsey is that they require a middle-class mindset. With some justification, poorer members of the American society, no matter their race, live from crisis to crisis and do not have the mindset to plan, budget, save.

It would not take much effort to put together a financial primer. Based on my experience trying to help poor people develop some financial stability even in the best of times (for them) […], I am not sure it is worth the effort. In my opinion, the best triage you can provide is to collect a listing of the all the resources available in Madison county for people in economic crisis and present it in a community forum at WHES.

Person B, you have some experience working with poorer members of society, also. Do you have an opinion or suggestion?

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